What Should I Disclose When Selling My Home?
When selling your home, it’s important to be honest and open with potential buyers. Disclosures help buyers understand the true condition of your home and protect you from legal trouble later on. Here’s what you should know about what to disclose.
1. Known Issues With the Property
If you know about problems with the house—like a leaky roof, foundation cracks, or water damage—you must disclose them. Even if the issue has been fixed, it’s still a good idea to share what happened.
2. Past Repairs or Renovations
If you’ve made repairs or renovations, buyers may want to know what was done and if permits were used. Be clear about the work completed, especially for plumbing, electrical, or structural changes.
3. Environmental Hazards
Things like mold, asbestos, lead paint (common in homes built before 1978), or radon gas need to be disclosed. These can affect health and are required by law in many states.
4. Neighborhood or Property Concerns
Are there frequent flooding issues, noise problems, or boundary disputes? These should be shared. Buyers have the right to know about anything that could affect their enjoyment or use of the property.
5. Pest Problems
If your home has had problems with termites, rodents, or other pests, let the buyer know—even if the issue has been treated.
6. Legal Issues or Liens
If there are any liens, unpaid taxes, or legal issues tied to the home, these must be disclosed to the buyer.
Why Disclosures Matter
Being honest helps build trust with buyers and avoids problems during closing. In many states, sellers must fill out a disclosure form. Your real estate agent or attorney can guide you through it to make sure everything is covered.
Home Seller Disclosure Checklist
Use this checklist to help you disclose important details when preparing to sell your home. Always check with your real estate agent or attorney for local disclosure laws and required forms.
Property Condition
☐ Roof leaks or damage
☐ Foundation issues or cracks
☐ Plumbing problems or repairs
☐ Electrical system concerns
☐ HVAC or furnace issues
☐ Water damage or flooding
☐ Structural changes or additions
Past Repairs & Improvements
☐ Major renovations (kitchen, bathrooms, etc.)
☐ Additions or conversions (garage, attic, basement)
☐ Work completed with/without permits
☐ Insurance claims made on the property
Environmental Concerns
☐ Mold or mildew
☐ Lead-based paint (homes built before 1978)
☐ Asbestos materials
☐ Radon gas
☐ Chemical or fuel storage tanks
☐ Nearby environmental hazards (factories, dumpsites)
Pest Issues
☐ Termite damage or treatment
☐ Rodents or insects
☐ Pest control history
Appliances & Systems
☐ Problems with built-in appliances
☐ Leaks or issues with water heater
☐ Malfunctioning smoke or carbon monoxide detectors
Legal or Financial Matters
☐ Property line disputes
☐ Easements or shared driveways
☐ Liens or unpaid property taxes
☐ Homeowners Association (HOA) rules or fees
Neighborhood or External Conditions
☐ Noise from nearby businesses or roads
☐ Ongoing disputes with neighbors
☐ History of crime or disturbances
☐ Nearby development or zoning changes
Always answer disclosure forms honestly. When unsure, it’s safer to disclose than to withhold. A complete and accurate disclosure can help prevent issues later in the sale process.
Final Tip
When in doubt—disclose. It’s better to be transparent upfront than face legal or financial problems after the sale.
